Independent Financial Planning for the life you want to lead
How We Think
Navigate your finances with confidence
Every client has their own life experience that makes them experts of their own life.
When it comes to personal wealth, many people struggle where to start. Our financial advice is inclusive but not complex. It listens to a clients’ wants and wishes and then provides clear and bespoke recommendations. Our experience has taught us that clients value clear, honest advice, in a way that they can understand. We take pride in demystifying the complex and helping clients feel confident in their financial plans.
A solid financial plan with real-life flexibility
We truly appreciate that life has the ability to change in a moment and your financial plans need the ability to evolve over time.
We help clients prepare for emergencies to make them individually financially stronger and able to adapt. Should the worst occur, you can focus on the emotional trauma, safe in the knowledge that we will deal with the financials later. For when the changes are ‘happy’ changes, we can also help; from passing wealth to the next generations to dealing with an unexpected receipt.
What We Do
Engagement & Discovery
This is the part where you tell us what your goals and ambitions are, the things that are important to you and what you want us to help you with. We will discuss the services we offer, their costs and how they are paid for.
Research & Analysis
We will begin to build a plan to turn your objectives into a carefully considered financial strategy. With our knowledge and expertise, we identify the most suitable approach for you to achieve your goals, supported by detailed analysis.
Presentation of Recommendations
We will meet to discuss the solutions we’ve created and discuss your Recommendation Report. This will consider what plans you have in place, how they support your objectives and your lifestyle financially; or whether you have shortfalls to address.
Implementation
Once you have confirmed that you would like to go ahead with our recommendations, we will implement these; managing all the form filling and logistics for you for a smooth transition. We will let you know when everything is in place.
Review and Ongoing Services
It is important we review your circumstances and your goals at least annually to ensure your current plans continue to meet your needs. Life frequently changes and we may need to adapt your plans, accordingly, considering what’s important to you each year.
Who We Are
Kate Talbot Financial Planning has 25 years experience of working to help clients achieve their financial goals.
Kate Talbot is a Chartered Financial Planner and Fellow of the Personal Finance Society. She is accredited by the Society of Later Life Advisers (SOLLA).
Kate has attained the highest qualification awarded by the Chartered Insurance Institute. We are accredited by the Society of Later Life Advisers (SOLLA) who are dedicated to higher standards and accessibility to regulated financial advice for older people and their families.
A love of numbers and the value of money was instilled into her from a young age. Kate was taught to enjoy money, but to also save for the future. The concept of balance is still very important to her. Before joining financial services, she completed a Psychology degree and still maintains that this has as much relevance to her advice now than ever.
Kate’s career has included advising the high-net-worth clients of a large international wealth provider, as well a regional IFA practice. Her clients are managing their wealth not only for their own benefit, but also the next generation. She offers the full suite of independent financial advice and is able to support a broad breadth of financial and wealth planning needs. This includes planning for retirement, meeting retirement income needs, estate planning and family trusts. Kate is experienced in divorce pension sharing orders and high value pension tax planning in addition to investment planning.
Where We Work
Kate Talbot Financial Planning Limited is based in Newbury, Berkshire and has offices also in Plymouth, Devon. We also have many clients across England and Wales who prefer to be seen in their own homes by arrangement.
Contact us
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Authorised and regulated by the Financial Conduct Authority. Kate Talbot Financial Planning Limited is entered on the Financial Services
Register https://register.fca.org.uk/ under reference 943119.